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Liability Insurance
Whether it’s public, product or employers’ liability, we can offer tailored coverage to protect your business from financial risks from claims.
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Meets legal requirements and your business needs with bespoke liability policies.
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Covers legal costs and compensation for work-related injuries or illnesses.
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UK-based specialist insurance broker for freights, removal and relocations.
How We Work
As a broker, we go above and beyond. Get started on your partnership with us and follow these steps:
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1
Send your enquiry.
Click below to find out how to contact us by phone and email.
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2
We'll reach out.
Next, we'll touch base, get to know your needs and your business.
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3
Get covered.
After we've mapped out what you need, we'll get you covered.
Call Us Today
Industries We Can Cover
We offer our services to the following industries and businesses.
Destination Services Provider (DSP)
We cover DSPs with settlement protection, safeguarding client assets and relocation resources.
Relocation Management Companies (RMC)
Insurance for RMCs to manage relocations seamlessly, covering logistics and client belongings.
Freight Suppliers
Freight insurance solutions, ensuring secure, on-time delivery with full cargo protection.
Removal Services
Comprehensive removal insurance, protecting assets during packing, transit, and unpacking.
Overview
Liability Insurance
Running a business comes with many risks. However, with the right liability coverage, you can rest assured that your operations will be protected should the unexpected happen.
At MoveCover, we specialise in brokering liability insurance tailored to your industry. With our deep understanding of the challenges businesses face in logistics, transport, and relocation, we ensure you get coverage that protects against claims and liabilities. With us, you’ll benefit from expert advice tailored to your industry, competitive premiums, and bespoke solutions designed to protect your team, clients, and business from unexpected risks.
So, why wait? Don’t leave your business exposed to risks without a policy. Let us find your liability cover and protect your assets. Contact us today via email at hello@movecover.co.uk or call us on 01952 446075
What is Liability Insurance?
Liability insurance protects your business if an employee or member of the public sues for an injury or illness that occurred due to your operations.
As a broker, we can find you three types of liability cover:
Employers’ Liability
If an employee claims for compensation, this insurance covers legal fees and financial settlements.
Public Liability
This policy works the same way as employers’ liability but with compensation claims pursued by a member of the public harmed by your operations.
Product Liability
This type of liability cover protects you against the cost of compensation for personal injuries, loss or damages caused by a faulty product.
Is Liability Insurance A Legal Obligation?
For businesses with a workforce in place, employers’ liability is a legal obligation under the Employers’ Liability (Compulsory Insurance) Act 1969. Public and product liability coverage is not a legal obligation. However, many organisations and trade associations request that you have public liability insurance up from £5 to £10 million.
It’s a huge risk if you opt out of this coverage, and your business will have to bear the financial burden should someone pursue a claim against you.
What Is the Minimum Legal Requirement for Employers’ Liability Insurance?
Your business should have at least £5 million in employers’ liability coverage to meet the legal requirements.
Many companies choose up to £10 million for extra peace of mind. Usually, a higher amount of coverage is recommended for the removals and relocation sector as the risks will be significantly higher.
How Much Should Liability Insurance Cost?
Your liability premium depends on many factors, from the size of your company to the type of work your staff carry out. Risks associated with heavy lifting, driving, and handling equipment are often factored in for removals and relocation.
Generally, higher-risk industries have higher premiums, but we’ll work with you to secure a competitive rate and bespoke policy that fits your needs.
Whether you need product, public and employers’ liability, or even a more robust policy such as directors & officers cover, we can sort it. Ensure your business is protected against liability risks as soon as possible, contact us for advice on 01952 446075 or email hello@movecover.co.uk.
Join a network of businesses that trust MoveCover Insurance for reliable and flexible protection.
Reach Out To Us.
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1
Send your enquiry.
Click below to find out how to contact us by phone and email.
-
2
We'll reach out.
Next, we'll touch base, get to know your needs and your business.
-
3
Get covered & stay in touch.
We get you covered and support you with whatever you need insurance wise.
Protect your organisation now!
